Urban Strategies, Inc. (USI) believes opportunity comes in many forms, including accessing capital to start and grow your business.
Urban Strategies, Inc. believes opportunity comes in many forms, including accessing capital to start and grow your business.
The USI CDFI fund is designed to overcome persistent barriers to social mobility and close the wealth equity gap.
We aim to propel entrepreneurs to prosperity and economic liberation by creating middle-income and wealth-generating jobs and thriving businesses.
Today’s economy is rooted in historical segregation; it expands beyond color into wealth, and we are committed to changing that with the USI CDFI. We are committed to advancing racial and economic equity by providing resources and capital. Our approach to providing capital for entrepreneurs of color and Black, Brown, or Indigenous business owners, regardless of their life journey, starts with a conversation.
We strive to ease the way for entrepreneurs to prosperity and economic liberation by creating middle-income and wealth-generating jobs and thriving businesses.
Today’s economy is rooted in historical segregation. It expands beyond color into wealth. With the USI CDFI, we are committed to advancing racial and economic equity by providing resources and capital. Our approach to providing capital for entrepreneurs of color and Black, Brown, or Indigenous business owners, regardless of their life journey, starts with a conversation.
USI looks at the whole picture when deciding to lend our small business and microloans rather than focusing solely on credit.
All children and families will
be stable and thriving.
Since its inception, Urban Strategies, Inc. (USI) has provided social and community services with partner agencies in under-invested neighborhoods across the United States; in its effort to work in building human capital and resiliency in neighborhoods, USI’s clients face a constant shortcoming in neighborhood and community strengthening for residents seeking a better quality of life on their terms.
All children and families will be stable and thriving.
Since its inception, Urban Strategies, Inc. (USI) has provided social and community services with partner agencies in under-invested neighborhoods across the United States; in its effort to work in building human capital and resiliency in neighborhoods, USI’s clients face a constant shortcoming in neighborhood and community strengthening for residents seeking a better quality of life on their terms.
The rules of economic development need to be more balanced, and USI is changing the rules by creating a community loan fund that meets Black, Brown, or Indigenous entrepreneurs where they are with flexible and affordable small business loans.
USI is committed to the following:
Since its inception, Urban Strategies, Inc. (USI) has provided social and community services with partner agencies in under-invested neighborhoods across the United States; in its effort to work in building human capital and resiliency in neighborhoods, USI’s clients face a constant shortcoming in neighborhood and community strengthening for residents seeking a better quality of life on their terms.
The rules of economic development need to be more balanced, and USI is changing the rules by creating a community loan fund that meets Black, Brown, or Indigenous entrepreneurs where they are with flexible and affordable small business loans.
USI is committed to the following:
Executive Vice President
CDFI Loan Fund Manager
Credit Analyst
Associate Project Manager
We hope you’ll consider us as a partner in your journey to growing your business. Start today by submitting a pre-application request to talk with our team.
If you are a startup or emerging Black, Brown, or Indigenous business, a business plan should include a business overview, operations plan, sales and marketing plan, competitive market analysis, product/service overview, financial plan, projections, and management team summary.
Lenders will need to ask for information about your personal history, including your credit profile, experience, and financial position.
At what stage is your business? We'll want to understand whether you're a startup or an established business to match you to an appropriate lender. If you're established, we want to understand how the business performs with financial statements and tax returns.
Most lenders will want to understand your cash flow to size a loan that makes sense for you.