I attest that all of the information on this application is true and authorize Urban Strategies Inc. to investigate and verify the above information and contact any references regarding this application. I understand that if I receive a loan from Urban Strategies Inc., I must make my full monthly payments on time, cannot be delinquent in my repayment, and must use the loan for the business purpose specified in my loan application. I also understand that delinquent loan payments can adversely affect my credit record. I understand that Urban Strategies Inc. will retain this application whether the loan is approved or denied. By submitting this application, I agree to the above terms and acknowledge that my application is incomplete until all required documents are received.